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Category: Financing (6 posts)

What is the Qualifying Rate?

What is the Qualifying Rate?

April 7, 2017 | Posted by: Alison MacKenzie

The Department of Finance introduced the Qualifying Rate in 2010 as a new way to assess borrower eligibility and ensure borrowers can handle their payments should rates begin to rise. The qualifying r ... [read more]

This Is Why Mortgage Rates Are Suddenly Way More Complicated

This Is Why Mortgage Rates Are Suddenly Way More Complicated

March 20, 2017 | Posted by: Alison MacKenzie

If you’ve been shopping for a mortgage lately, you’ll have figured out that rates can be all over the map. That’s because you’re not comparing apples to apples anymore. Thanks ... [read more]

New Year's Resolution: Pay off Credit Card Debt and Start Saving

New Year's Resolution: Pay off Credit Card Debt and Start Saving

January 4, 2017 | Posted by: Alison MacKenzie

 Most Canadians suffer with their highest personal debt load in January, when the “holiday hit” arrives and your credit card statements let you know just how much you spent on the fes ... [read more]

Why You Need an Emergency Fund And How to Get One

Why You Need an Emergency Fund And How to Get One

February 11, 2016 | Posted by: Alison MacKenzie

Building an emergency fund is something most people know they should do but few actually get around to doing. A recent study found that nearly two-thirds of Americans did not have an emergency fund, a ... [read more]

The Benefits of Investing in Income Producing Properties

The Benefits of Investing in Income Producing Properties

February 11, 2016 | Posted by: Alison MacKenzie

Making money in any real estate venture is a difficult task, and many people don't have the skills (or the stomach) for flipping houses. An alternative to this intrinsically risky activity is to purch ... [read more]

Strategies to Dig Yourself Out of the Debt Hole

Strategies to Dig Yourself Out of the Debt Hole

February 11, 2016 | Posted by: Alison MacKenzie

Debt. It's something almost everyone will have at some point in their life. But what happens when your debt begins to get the better of you? What options are available? Some simple strategies can he ... [read more]

Alison MacKenzie
Alison MacKenzie
Hamilton, Mortgage Agent
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